Mortgage Loans in the US, How Do They Work?

mortgage loans in the US

Homeownership is a freedom that many people in the US yearn for. Statistics show that as of the 2022 Q1, the residential mortgage in the US totaled $11.8 trillion. That amount is expected to rise in 2023 as many Americans focus on owning homes. Being a homeowner gives you some safety and accomplishment in life. … Read more

Personal Loan in The US: 8 Things to Consider

Personal loan written on plain background

Taking a personal loan in the US is relatively easier due to online lenders than it was some years ago. Statistics show that in the US, people have borrowed more than $150 million as personal loans. That shows how people have resolved to take personal loans in the US. A personal loan is usually unsecured, … Read more

Why A Lender Rejects a Loan Application, 5 Things to Do

a No Loan sign

Getting a No from your lender is something that can frustrate you, especially if you need the cash so urgently. However, they should follow some criteria to ensure they lend money to a responsible person. If your lender rejects a loan application, it’s important to understand why the rejection occurred. In most cases, lenders will … Read more

What are Payday Loans? All You Need to Know

500 Note in a jeans pocket

Are you struggling to get to your next payday due to your little income? Well, payday loans can be an excellent choice, especially if you are comfortable with the payment terms. According to PYMNTS, in collaboration with LendingClub, as of September, 66% of Americans live paycheck-to-paycheck, making it hard to save or invest money. These … Read more

The 7 Best Budgeting Apps for College Students

person holding a space gray iPhone 6 displaying apps

College students, you’ve got to get a budget. We know it’s tough. We know you’re busy and have a lot going on. But if you want to be successful in college—and to stay on track with your finances—you should start thinking about your spending habits now. The good news is that there are tons of … Read more

5 Tips to Get a Good Financial Advisor

woman in teal t-shirt sitting beside woman in suit jacket

Sometimes, managing your finances gets tough, resulting in bad financial choices. Wrong money decisions put you in a complicated financial status. That’s why you may consider getting a good financial advisor to help you make sober decisions on your income. Whether you are a low or high-income earner, you should have a good financial advisor … Read more

How to Earn Money With Dropshipping

how to earn money with dropshipping illustration

Many people have committed to making money while at home through their laptops and mobile phones. Thanks to the internet! Now, you can earn money with dropshipping by selling products online. It’s also a viral method for those looking to make extra money by selling dropshipped items on the internet. However, if you’re new to … Read more